Welcome to our quarterly Newsletter

While getting rich quickly would be ideal, it’s rarely the case unless you win the lotto or receive a large inheritance. Achieving your financial goals requires patience, so we’ve outlined the five top investment principles that have stood the test of time.

We’ve heard many stories about costs blowing out during a home renovation. If you’re considering renovating anytime soon, you should be aware of the budgeting basics, so you don’t end up spending more than you can afford.

Over recent years, we’ve seen Buy-Now-Pay-Later platforms explode. If you’re using multiple BNPL platforms, you can easily lose control of how much you are really spending. Discover the pros and cons of using buy-now-pay-later services.

There has been some instability in the share market recently but it's important to stay the course and ride it out. Remembering your long-term financial goals is key during uncertain times.

If you’re still working from home, have you set boundaries to ensure you have a clear distinction between work and home life? These lines can easily be blurred so it's important to put rules in place so you can switch off and unwind at the end of the day.

If you have any comments, questions, or would like a review of your financial plan, please call us on 02 9554 3566 or email info@wealthandlifestyle.com.au if you would like to discuss.

Kind Regards,

Michael Konstas Naj Farfoud

Principal Adviser Financial Adviser

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5 top investment truths

Many of us have probably received in our in-boxes spams for get-rich-quick-schemes with promises of making great amounts of money, effortlessly. If only getting rich was so easy. Read full article >>

Set a budget for your renovation and stick to it

Sticking to a renovation budget is tough. To be successful learn budgeting basics. Read full article >>

6 pros and cons of buy-now-pay-later products

If you’ve bought something online recently, there’s a fair chance the site you were on would have offered you the option of purchasing items via a buy-now-pay-later (BNPL) arrangement. Read full article >>

Tips to navigate market volatility

In times of market volatility, it's useful to remember a few grounding investment principles that can get you through the good and the not-so-good. Read full article >>

It’s time to switch off: The dangers of working from home and how to avoid them

Liberation… The global remote working experiment was supposed to liberate us from the stresses and time-wasting of our commutes, from the numerous physical interruptions that plague our productivity, and above all, from the proverbial chains of our desks that prevent us from designing work days that best suit us, writes Steve Glaveski. |READ MORE|

Read full article >>

Michael Konstas, Naj Farfoud and Dino Cataldo, Wealth and Lifestyle Financial Planning Pty. Ltd is are Authorised Representative(s) of Consultum Financial Advisers Pty Ltd ABN 65 006 373 995, AFSL number 230323, an Australian Financial Services Licensee, with offices at Level 6, 161 Collins Street, Melbourne VIC 3000.

General advice warning
Any advice or information in this publication is of a general nature only and has not taken into account your personal circumstances, needs or objectives. Because of that, before acting on the advice, you should consider its appropriateness to you, having regard to your objectives, financial situation or needs.

Third party material contained in this email is based on information received in good faith from third party sources, and on our understanding of legislation and Government press releases at the date of publication, which are believed to be reliable and accurate.

Suite 1A, Level 1, 322 Kingsgrove Road, Kingsgrove NSW 2208
(02) 9554 3566

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